Perhaps you should begin preparing for those education costs now, by consulting a financial planner. A financial planner can give you top-notch recommendations on how to invest now, in order to guarantee your child’s educational future. 529 College Savings Plans are among the most popular educational savings programs. There are two different types of 529 plans available. The 529 College Savings Plan allows you different options for investing and your investment returns are not taxed as long as the money is used for education expenses. The second 529 plan is the 529 Prepaid Tuition Plan. It works sort of like prepaid fuel oil purchases. You pay tuition based on the current cost and the plan allows you to hold that cost until your child begins attending college. If you have an older child and you are concerned about their college education because you have no savings in place, there are deductions, tax credits, and exemptions for which your child may qualify before and
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